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Legal Notices

These disclaimers govern the conditions of use of the LifeInvest® website, which can be accessed at


The user of the site acknowledges having read these terms and conditions and accepts them in full, whether for personal or professional use. In the case of professional use, the user assures that he/she has the necessary authority to accept these terms and conditions on behalf of his/her organization.

Website publisher

The site and the content published on it belong to LIFEINVEST INTERNATIONAL OÜ, which is the publisher of the site and responsible for marketing the products.


Vesivärava street 50-201, Tallinn, 10152, ESTONIA


The publication manager is a legal entity.


Responsible for publication: LIFEINVEST INTERNATIONAL OÜ



This site is hosted by :, Inc.Headquarters: 500 Terry A Francois Boulevard Sixth Floor San Francisco, CA 94158, USA


The publisher of the LifeInvest® website offers a wide range of information free of charge. We constantly strive to maintain and guarantee the quality of this content. However, it should be emphasized that this information should not be construed as tax, financial, investment or other professional advice. It is the user's responsibility to verify the relevance of this information to his or her own situation. Consequently, the user undertakes to use this information at his or her own risk and releases the publisher from any liability in this respect.

Responsibility for use of the service

The user undertakes not to interfere with the proper functioning of the service offered on the website, whether by disruptive actions or other means. The user is also required to provide genuine, accurate and complete personal information.


Access to and use of the site implies full and unconditional acceptance of these terms of use. These conditions of use may be subject to modification or addition; users of the site are therefore advised to consult them regularly.

In principle, the site is accessible to users at all times. However, LIFEINVEST INTERNATIONAL OÜ reserves the right to interrupt access for technical maintenance purposes. In such cases, the company will endeavor to inform users in advance of the dates and times scheduled for these operations.


Browsing the website may result in the installation of cookie(s) on the user's computer. A cookie is a small file which does not allow the user to be identified, but which records information relating to the browsing of a computer on a site. The data obtained in this way is intended to facilitate subsequent browsing of the site, and is also used to measure visitor numbers.

If you refuse to install a cookie, you may not be able to access certain services.


In accordance with the provisions of article 6 II of law no. 2004-575 of June 21, 2004 on confidence in the digital economy (LCEN), the user accepts that may retain all documents, information and records concerning his or her activity on the site.

Processing of personal data

The processing of personal data carried out within the framework of this site has been declared to the CNIL. All such processing is carried out by the site editor, LIFEINVEST INTERNATIONAL OÜ. In accordance with the French Data Protection Act no. 78-17 of January 6, 1978, you have the right to access and rectify your personal data, and to object to its processing.

It is possible to request that this data be rectified, completed, clarified, updated or deleted. You can exercise this right at any time by sending an e-mail to the address of the publication manager. In accordance with the regulations in force, the request must be signed and accompanied by a photocopy of an identity document bearing the signature of the person making the request, and specify the address to which the reply should be sent. A reply will be sent within 3 months of receipt of the request. In particular, the user has the option of unsubscribing from the site's newsletter or modifying his or her personal data via a link located at the bottom of each email sent. 

The site newsletter has been declared to the CNIL. Its purpose is to receive advice through the sending of information and/or promotional emails about products or services (ours or those of our partners if we consider that they are of quality and that they can be useful to you).


Mandatory/optional data: To receive the LifeInvest® Newsletter, you must provide your personal e-mail address. Without this information, it will be impossible to subscribe to the newsletter.

Recipients: The recipients of this data are the persons registered for the newsletter, the site editor and its subcontractors.

Transfer outside the European Union: No data is processed directly outside the European Union. ACTIVECAMPAING is a subcontractor of the present service for the processing of the list of newsletter subscribers and the distribution of the newsletter. Consequently, the user of the web service acknowledges having read the general terms and conditions of use of this service, which can be consulted on this page.


The author provides links to third-party websites. These links were established at a time when the author deemed it appropriate to do so in view of the content and services of these sites. The author cannot be held responsible for the content of these sites or for any use that may be made of them by users.

Absence of warranty

The author makes no warranty as to the accuracy of any information contained on and expressly disclaims any obligation to update such information. Furthermore, the author assumes no responsibility for any errors or omissions in the content on


All information appearing on the website, in particular technical, legal and regulatory information, is purely indicative and does not engage the responsibility of the author. Consequently, the information provided does not claim to be exhaustive, and should not in itself determine the appropriateness and choice of the reader to follow the information given by the author to the letter. The author endeavors to keep the information on up to date. However, he cannot guarantee the completeness or accuracy of any information provided. The author is not liable for any changes in statutory, legal, case-law or administrative provisions that may occur after the publication and updating of the website.

It should be noted that the content of downloadable documents made available on the website, as well as the content of any comments posted by users, remain the sole responsibility of their authors. Consequently, the publisher cannot be held responsible for any direct or indirect damage that may result from access to or use of this blog and these documents by the user, or for any damage or virus that may affect your computer or other IT equipment. In addition, the user of the site undertakes to access the site using recent, virus-free hardware and with an up-to-date, latest-generation browser.


You should assume that the author has an affiliate relationship with all suppliers of goods and services featured in this site and may receive compensation when you purchase a good or service from that supplier. However, these affiliate relationships do not increase the final price you pay for the product or service. LifeInvest® assures you that it will never recommend a product that it does not sincerely believe to be a quality product.

Intellectual property

LIFEINVEST INTERNATIONAL OÜ is the exclusive owner of all intellectual property rights relating to the structure and content of, including the database, worldwide. The extraction and use of all or part of the database for professional or commercial purposes is prohibited.


LIFEINVEST INTERNATIONAL OÜ grants the user the right to reproduce all or part of the contents of for storage for the purposes of representation on a single-user screen and reproduction, in one copy, for back-up or printing purposes. This right is granted for strictly personal, private and non-collective use. This authorization is granted under the terms of the Creative Commons : Attribution - No commercial use - No modification.

Notwithstanding the rights of reproduction and storage as strictly defined above, and without the prior and express authorization of LIFEINVEST INTERNATIONAL OÜ, the Internet user is prohibited from reproducing and/or using the trademarks and logos present on, as well as from modifying, copying, translating, reproducing, selling, publishing, exploiting and distributing in a digital or other format, all or part of the information, texts, photos, images, videos and data present on Violation of these imperative provisions subjects the offender, and all persons responsible, to the criminal and civil penalties provided for by law.


Any unauthorized use of the site or of any of the elements it contains will be considered as constituting an infringement and will be prosecuted in accordance with the provisions of articles L.335-2 et seq. of the French Intellectual Property Code.

By publishing content on, all contributors grant LIFEINVEST INTERNATIONAL OÜ a worldwide, irrevocable, assignable, transferable and non-exclusive license to represent, reproduce, translate and adapt this content in any form whatsoever and on any existing or future medium, free of charge, for the legal term of protection of literary and artistic property, with the contributor guaranteeing LIFEINVEST INTERNATIONAL OÜ that he/she has the rights allowing said assignment


You understand and approve, when you transmit to this site a testimony, written or oral, on one of its products or services, that this one becomes the property of the site, which implies the transfer of the right of reproduction, edition, and publication. This publication may mention your first name, profession and place of residence.

All contributors must respect the laws and regulations in force in France, as well as personal rights.

Applicable law

The present General Conditions in French will be applied and interpreted in accordance with French law.

 In the event of a dispute, the Internet user should first contact LIFEINVEST INTERNATIONAL OÜ for an amicable solution.


Failing this, any dispute relating to the use of the site is subject to Estonian law.


User: Internet user connecting to and using the above-mentioned site.


Personal information: "information which enables, in any form whatsoever, directly or indirectly, the identification of the natural persons to whom it applies" (article 4 of law no. 78-17 of January 6, 1978).

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