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Hausse des prix au m² la plus fulgurante d'Europe

La meilleure fiscalité de l'OCDE

Meilleure solvabilité dans l'UE

INVESTISSEMENT IMMOBILIER DANS LES PAYS BALTES

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PARCOURS INVESTISSEUR

How It Works

6 ÉTAPES SIMPLES

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1

Enquête & Étude de Cas

Initiez votre projet d'investissement à l'étranger avec une consultation sur mesure. Complétez l'enquête LifeInvest® pour des conseils adaptés à vos besoins.

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2

Réservation en Ligne

Choose your desired apartments and add them to the cart. Proceed to checkout for payment with a €2000 EUR deposit per apartment.

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3

Acte notarié

Finalize the sale and pay the balance at the notary within 45 days of reservation. Includes a 2-day stay in Tallinn or Riga with 4-star hotel. Subsequent steps are remote.

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4

Préparation à la Location

Nous gérons les rénovations, les budgets et la logistique pour garantir que les appartements respectent les cahiers des charges.

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5

Gestion Immobilière

Nous gérons votre propriété et vos locataires, couvrant tous les aspects fiscaux, juridiques et financiers, de l'analyse à la gestion des contrats et déclarations fiscales.

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6

Revente

For property sales, our team assists in securing a profitable price, supported by effective marketing strategies for maximum exposure.

Action Plan

CROISSANCE DU M² Nº1

De 2010 à 2023, l'Estonie, la Lettonie et la Lituanie figuraient parmi les 5 premiers de l'UE en termes de croissance des prix immobiliers et des loyers au m², d'après les données 'Prix des logements et loyers' d'Eurostat.

Baltic States

TÉMOIGNAGES

Testimonials
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2.4 M

EUR investis

42

Unités

MANUEL OFFERT

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Obtenez notre guide gratuit pour valoriser votre patrimoine à l'étranger. Il intègre choix de pays, conseils financiers et fiscaux pour investisseurs internationnaux.

 

Découvrez notre Stratégie LifeInvest®, riche de 40 investissements réussis et 2,5M€ levés.

 

Découvrez l'immobilier international et faites de votre capital un vecteur de liberté. Ce guide est la pépite que nous aurions voulu avoir dès le départ !

Free Handbook
  • Why invest in the Baltic States ?
    Investing in the Baltic States, members of the eurozone, offers stability, competitive returns, tax advantages and sound financial management. With affordable prices, minimal bureaucracy and negligible acquisition costs, it's a wise choice for diversifying your real estate portfolio.
  • Who is this service for ?
    This service is usually aimed at individuals with a net worth of at least 1 million euros, who are looking to secure and diversify their real estate investments, even without foreign contacts.
  • Why choose LifeInvest® ?
    LifeInvest® excels in international real estate investment for affluent clients with over 10 years of expertise, offering unique opportunities and solutions focused on transparency and efficiency to maximize our clients' investment potential.
  • What is LifeInvest®'s investment strategy ?
    Our strategy: resilient solutions, stable income and long-term growth, regardless of your country of origin.
  • Do you plan to offer investments in other countries ?
    At LifeInvest®, we focus on preparation and consistency of service. The opportunities you discover online stand out for their excellence, meeting 10 essential selection criteria. There's no point in looking elsewhere unless you manage a substantial real estate portfolio in that region.
  • What happens to my investments if LifeInvest® goes bankrupt ?
    In the event of difficulties, our customers have privileged access to our network of services, including title management and various legal, notarial and management services. This guarantees the protection and autonomy of their assets.
  • What is the mode of ownership ? Am I the full owner ?
    In Estonia and Latvia, full ownership is the norm for real estate, available 100% to domestic and foreign buyers alike.
  • Can non-EU citizens invest ?
    In Estonia and Latvia, non-EU citizens can buy and own a freehold apartment.
  • What's the best way to own a property, personally or through a company?
    For a personal investment, buy in your own name, especially in Latvia, where the personal tax rate is only 10% if well structured, and a convention between France and Latvia avoids double taxation. Consider buying a company if you plan to invest regularly.
  • How long does it take to invest?
    The Baltic states offer exceptional administrative flexibility when it comes to investing in real estate. You can complete your investment in just a few weeks, from agreement to sale at the notary's office. What's more, you can finalize a property purchase remotely, thanks to the e-resident card and its electronic signature.
  • How much do I need to invest ?
    You can invest in Tallinn (Estonia's capital) or Riga (Latvia's capital) with a capital of €50,000 to €100,000. It's common for our investors to start with one property and repeat the operation several times when they see that it works.
  • Can I use bank leverage ?
    Banking leverage abroad can be complex due to a variety of factors. However, we can help you explore options such as a mortgage via a French bank with French property as collateral, a Lombard loan with blocking of personal savings or financial securities, as well as local loans with specific requirements.
  • What happens if a tenant defaults ?
    In Estonia and Latvia, if a tenant defaults on payment, amicable solutions are preferred, with a quality rental contract validated by our legal counsel. In Riga, eviction of the tenant without legal recourse is possible by following the appropriate procedures, while emphasizing the quality of the contract.
  • Do I have access to a bank account with my investment ?
    Access to a bank account with your investment will depend on the local bank. Thanks to our local partnerships, we can open an account dedicated to rental income, enabling you to develop a banking relationship with a view to future financing requests. Don't forget to declare your accounts in France in accordance with current regulations.
  • Can I choose a Swiss account to receive the rent ?
    Yes, you can choose which account to receive the rent from. We recommend that you use the account we'll help you open to build up your banking history and assets, but you're free to choose.
  • What are the taxes in Estonia and Latvia ?
    In Estonia, personal income tax on property is 22%, but income reinvested in companies is exempt. Notary fees are 0.5%. In Latvia, tax on property income is 10%, under certain conditions, and capital gains are taxed at 20%. Notary fees are 1.5%. What's more, these countries have no wealth or inheritance tax, and have signed numerous international tax treaties.
  • How am I taxed as a French tax resident ?
    As a French tax resident, you should declare your foreign income to the French authorities. Thanks to the double taxation agreement between France, Estonia and Latvia, most French property owners do not pay taxes in France on their income from these countries, which benefit from more advantageous tax regimes.
  • Is foreign property included in the IFI for a French tax resident ?
    For a tax household in France, foreign real estate is included in the IFI if assets exceed 1.3 million euros. Consult a tax expert for specific advice.
  • How to manage the succession of foreign assets for a French investor ?
    The succession of foreign assets for a French investor is governed by the law of his country of residence on his death, even for assets located abroad. Consult an expert for specific situations.
  • Can you help us with tax returns?
    Of course, we provide tax assistance depending on the rental management mode chosen, as detailed in our general terms and conditions of sale. You'll receive an annual financial statement to calculate your tax base, and we'll tell you where to pay the tax to meet your tax obligations.

QUESTIONS FRÉQUENTES

FAQ's
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PRÊT À INVESTIR ?

Sélectionnez les appartements de votre choix et ajoutez-les à votre panier. Pour confirmer votre achat, un acompte de €2000 euros par appartement est requis.

1

Après validation de votre paiement, vous recevrez un e-mail de confirmation contenant tous les détails de la transaction, accompagné d'un contrat de réservation.

2

Notre représentant commercial vous contacte le jour même.

3

Votre réservation est garantie pour 45 jours. Durant cette période, rendez-vous à Tallinn ou Riga pour finaliser la vente chez le notaire et payer le solde, déduction faite des frais de réservation.

4

Vous êtes autorisé à renoncer à la réservation pendant 14 jours. Dans ce cas, veuillez soumettre une demande écrite d'annulation de la réservation et nous vous rembourserons les frais de réservation.

Allez-y et choisissez vos favoris!

ÉTAPES SUIVANTES

Démarrez par un audit patrimonial pour appréhender les subtilités de l'investissement immobilier international. Nos recommandations, adaptées au cadre juridique et fiscal des États baltes, visent à développer et protéger vos actifs.

Poursuivez avec une analyse personnalisée pour cibler la meilleure stratégie selon vos ambitions.

Initiez ce parcours avec notre Etude LifeInvest® étude de cas, une séance conseil remboursable lors de l'investissement.

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Case Study

MEILLEURES OFFRES

Top Deals

INTÉGRATION

Onboarding
About Us
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QUI NOUS SOMMES :
LIFEINVEST®

LifeInvest® s'impose comme le leader européen dans l'immobilier balte pour les investisseurs français à hauts revenus, proposant des solutions d'investissement clés en main. Dans un monde en mutation, nous recommandons l'investissement international comme stratégie pour un avenir prospère pour vous et vos proches.

Le patrimoine est le miroir de notre identité ; le valoriser signifie gagner en liberté et en indépendance. Avec la conviction que la liberté financière est cruciale, notre mission est de rendre l'investissement immobilier à l'étranger accessible à tous.

Chez LifeInvest®, nous concevons des services qui élargissent vos horizons, vous permettant de réaliser votre plein potentiel. Nous nous engageons à assurer leur cohérence, transparence et efficacité.

Avec LifeInvest®, il ne s'agit pas seulement d'investir, mais de tracer de nouvelles voies pour atteindre vos objectifs, en accord avec vos valeurs ! Un héritage transmis avec sagesse de génération en génération. LifeInvest® depuis 2019.

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